Lost or Stolen Cards

If your card has been lost or stolen, immediate action is required

What to Do

Step 1: Report It Immediately

Call our 24/7 customer service line to report your lost or stolen card:

1-800-XXX-XXXX

International: +1-XXX-XXX-XXXX

Step 2: Monitor Your Accounts

Review your recent transactions online or through our mobile app for any unauthorized activity.

Step 3: Request a Replacement

We can expedite a replacement card to you, typically arriving within 3-5 business days.

Contact Us Immediately

Protecting Yourself

Fraud Protection

Our $0 Liability Protection means you won't be held responsible for unauthorized transactions when reported promptly.

Prevention Tips
  • Never share your PIN with anyone
  • Regularly check your account activity
  • Set up transaction alerts
  • Use secure ATMs in well-lit areas
  • Keep your contact information current
Mobile Banking Security

If your phone is lost or stolen with mobile banking access:

  1. Remotely wipe your device if possible
  2. Change your online banking password
  3. Contact us to disable mobile access

Frequently Asked Questions

How quickly is my card deactivated when I report it?

Your card is deactivated immediately when you report it lost or stolen, preventing any further transactions.

Will I get a new card number?

For stolen cards, we typically issue a new card with a different number for security. For lost cards, you may have the option to keep your current number.

Is there a fee for replacement cards?

Standard replacement cards are free. Expedited shipping may incur a fee.

Whether it's a sudden expense or just vacation to get away from everything, Heritage Dynamics Stream can make it happen.